Closing Costs, Explained

Buyers and sellers both have costs at closing. Typical buyer costs: lender fees, appraisal, title, recording, prepaids (taxes/insurance). Sellers often cover transfer tax (varies by state), title for owner policy, and broker fees.

BuyerTypical Range
Lender + Appraisal$1,500–$3,000
Title + Recording$1,200–$2,500
Prepaids & EscrowsVary by taxes/insurance

Numbers vary by state. Always review your Loan Estimate and Closing Disclosure.